Tribal Loans vs OFI-Licensed Lenders in Louisiana
Why an OFI license matters — and what borrowers give up with tribal online lenders.
Loan Guides
Louisiana Loan Laws
Guides in this category for Baton Rouge, LA borrowers.
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Title Loans in Louisiana: Rules, Risks and Repossession
Louisiana treats title loans differently than payday loans — and your car is on the line.
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Who Regulates Lenders in Louisiana? Meet the OFI (Based in Baton Rouge)
The state regulator sits right in Baton Rouge — here’s how to use it to protect yourself.
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Defaulting on a Payday Loan in Louisiana: What Really Happens
The real consequences of payday default in Louisiana — and the limits on what lenders can do.
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Rollovers & Refinancing Payday Loans in Louisiana: The 25% Rule
Louisiana’s rollover ban has a loophole — here’s how the 25% refinance rule really works.
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Your Right to an Extended Payment Plan on Louisiana Payday Loans
The written repayment-plan right every Louisiana payday borrower should use before defaulting.
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Louisiana Payday Loan Fees & APR: What You’ll Really Pay
How the 16.75% fee works and why small short loans carry huge APRs.
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How Much Can You Borrow with a Payday Loan in Louisiana?
The current maximum payday loan in Louisiana and how the annual adjustment works.
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Act 510 Explained: Louisiana’s New $700 Payday Loan Cap
The law behind Louisiana’s bigger payday loans, explained simply.
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Louisiana Payday Loan Laws in 2026: What Changed Under Act 510
Act 510 rewrote Louisiana’s payday rules — here’s what the new law means for borrowers.